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Public directory · Corpus 1.0.0-alpha.2

Money Help

Browse official programs and free human-help routes. No account, questions, or personal information are required.

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Programs and services

Shown in the display order supplied by the versioned corpus.

Medicaid self-directed services

Some state Medicaid programs let a participant or representative direct covered home- and community-based services, including choosing and supervising workers and, under some authorities, directing an individual budget.

Jurisdiction and service area
Programs, covered services, worker rules, and application paths vary by state and waiver or state-plan authority. Use the state agency to identify locally available authorities and application steps.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
Find your state Medicaid agency

Language assistance varies by state agency; ask for an interpreter when contacting the agency.

The program decides eligibility and benefit amount.

VA Program of Comprehensive Assistance for Family Caregivers

PCAFC can provide caregiver education and training, mental-health counseling, beneficiary travel, respite care, and certain additional benefits that may include a monthly stipend and health coverage access for a primary caregiver.

Jurisdiction and service area
National VA program for Veterans and family caregivers who meet VA requirements. Start with the VA Caregiver Support Program or the online joint application.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
VA Caregiver Support Line1-855-260-3274

Ask the VA line about interpreter or language-assistance options.

The program decides eligibility and benefit amount.

VA Aid and Attendance or Housebound allowance

VA may add monthly Aid and Attendance or Housebound payments to an existing VA pension when the Veteran or survivor meets the applicable care, housebound, and pension requirements.

Jurisdiction and service area
National VA pension route for Veterans and survivors; VA evaluates the full pension and added-allowance requirements. Applications may be made online, by mail, or through a VA regional office.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
Find a VA-accredited representative1-800-827-1000

Ask VA about interpreter or language-assistance options.

The program decides eligibility and benefit amount.

VA Veteran-Directed Care

Veteran-Directed Care provides a participant-managed budget for assessed home- and community-based service needs. A Veteran or representative works with a counselor and may hire a family member or neighbor as a worker.

Jurisdiction and service area
Availability and services vary by VA location. Ask the Veteran's VA social worker whether VDC is available locally.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
Talk with a VA social worker1-877-222-8387

Ask VA about interpreter or language-assistance options.

The program decides eligibility and benefit amount.

Review needed. This information is due for review. Use the official source or free-help route for current details.

Medicare GUIDE dementia-care model

Official informationBrowse the official source
Verified 2026-08-09

Free human help
1-800-MEDICARE1-800-633-4227

1-800-MEDICARE provides free language assistance; say the language you need.

State paid family and medical leave

Some states provide temporary wage replacement for workers who take qualifying leave to care for a family member. The federal Department of Labor map links to current state agencies.

Jurisdiction and service area
Only some states and territories operate mandatory or voluntary paid family and medical leave programs; rules and start dates vary. Use the federal map to reach the administering state agency; do not infer coverage from residence alone.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
U.S. Department of Labor paid-leave map1-866-487-9243

The Department of Labor provides language assistance; state program language services vary.

The program decides eligibility and benefit amount.

Medicare Part D Extra Help

Extra Help lowers Medicare Part D prescription-drug costs such as premiums, deductibles, and copayments for people who meet the program's income and resource rules.

Jurisdiction and service area
National Medicare program administered through Social Security and Medicare. Applications are accepted before or after Part D enrollment.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
Social Security Extra Help assistance1-800-772-1213

Social Security offers service in English, Spanish, and other languages by phone.

The program decides eligibility and benefit amount.

Medicare Savings Programs

Medicare Savings Programs can help pay Medicare Part A or Part B premiums and, for some program categories, Medicare deductibles, coinsurance, and copayments.

Jurisdiction and service area
State-administered programs; state counting rules and limits can differ from federal examples. Apply through the state Medicaid agency; SHIP can provide free application counseling.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
Local SHIP Medicare counselor1-877-839-2675

Local SHIP language services vary; 1-800-MEDICARE provides free language assistance.

The program decides eligibility and benefit amount.

State Health Insurance Assistance Program counseling

SHIP provides free, objective, one-on-one counseling for Medicare questions, coverage choices, appeals, billing issues, Extra Help, and Medicare Savings Programs.

Jurisdiction and service area
Local program names and service delivery vary across states and territories. Use the locator or national number to reach the local SHIP.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
Find your local SHIP1-877-839-2675

Local SHIP language services vary; ask the local program for an interpreter. SHIP resources include English and Spanish materials.

The program decides eligibility and benefit amount.

National Family Caregiver Support Program and local aging-network help

Local aging-network programs may provide caregiver information, service navigation, counseling, training, respite care, and limited supplemental services. Eldercare Locator connects families to local agencies, Lifespan Respite, ADRC, and No Wrong Door resources.

Jurisdiction and service area
Services are delivered through state and local aging-network organizations and vary by community and available funding. Use Eldercare Locator to reach the Area Agency on Aging or other local access point.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
Eldercare Locator1-800-677-1116

Spanish-speaking information specialists and additional languages are available through Eldercare Locator.

The program decides eligibility and benefit amount.

HFC in-home care and adult day respite grants

HFC describes care grants that may provide up to 100 hours of professional in-home care or up to 24 days of adult day services for a family affected by Alzheimer's disease or a related dementia.

Jurisdiction and service area
HFC describes a nationwide program; awards depend on current funding and application review. Confirm current application and service availability on HFC's official page.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application

The program decides eligibility and benefit amount.

TotalAssist patient cost assistance

TotalAssist connects patients and caregivers with condition-specific financial-assistance funds and navigation for eligible health-care costs when a relevant fund is open.

Jurisdiction and service area
Disease funds, covered costs, funding status, and application rules vary. Check the official site for current fund and waitlist status.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
TotalAssist1-866-512-3861

Ask the assistance line about interpreter or language-assistance options.

The program decides eligibility and benefit amount.

Supplemental Nutrition Assistance Program

SNAP provides monthly food benefits to households that meet the administering state's financial and nonfinancial rules. Special rules and deductions may apply to households with older adults or people with disabilities.

Jurisdiction and service area
SNAP is administered by states and territories with jurisdiction-specific application processes and some policy options. Apply through the state or local SNAP agency; USDA does not process individual applications.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
Find your state SNAP office

Language assistance and translated applications vary by state; ask the state office for free language assistance.

The program decides eligibility and benefit amount.

Low Income Home Energy Assistance Program

LIHEAP grantees may help with home heating or cooling bills, energy crises, weatherization, or minor energy-related home repairs, depending on local program design and available funds.

Jurisdiction and service area
State, tribal, and territorial grantees set local procedures, benefit levels, seasons, and funding availability. Use the HHS contact map to reach the current local grantee.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
National Energy Assistance Referral1-866-674-6327

The referral line offers help in English and Spanish; local language services vary.

The program decides eligibility and benefit amount.

Lifeline phone or internet discount

Lifeline provides a monthly discount on qualifying phone, broadband internet, or bundled service for a household that meets program requirements.

Jurisdiction and service area
Federal program with participating providers; benefit transfer and service availability depend on location and provider. Use the provider search after completing the program's qualification process.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
Lifeline Support Center1-800-234-9473

The Lifeline Support Center provides English and Spanish service; ask about additional language assistance.

The program decides eligibility and benefit amount.

USAGov benefit finder

USAGov's benefit finder is a broad fallback for exploring government benefits beyond the routes currently represented in this corpus.

Jurisdiction and service area
National discovery tool linking to federal and state benefit information. Universal browse fallback; never included in the ranked top five.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
USAGov benefit finder

USAGov provides English and Spanish web content.

The program decides eligibility and benefit amount.

IRS VITA and TCE free tax preparation

VITA and TCE sites provide free basic tax-return preparation for qualifying people. TCE particularly serves people age 60 and older and specializes in pension and retirement questions.

Jurisdiction and service area
Local sites, appointments, services, languages, and seasonal hours vary. Use the IRS locator and confirm services, languages, appointment requirements, and hours with the site.
Source
Official information
Verified 2026-08-09
Official application route
Go to the official application
Free human help
IRS VITA/TCE site locator1-800-906-9887

Language availability is listed by site where available; call the site before visiting.

The program decides eligibility and benefit amount.

211 community-resource navigation

211 connects callers with local food, housing, utility, transportation, caregiver, health, and other community resources and is a universal human-help fallback.

Jurisdiction and service area
Local 211 coverage, resource listings, hours, and language services vary by community. Call 211 or use the site to reach the local service; never include this universal fallback in the ranked top five.
Source
Official information
Verified 2026-08-09
Official application route
Use the official program starting point
Free human help
Call 211 or find your local 211211

211 states that calls are confidential and available in 180 languages.

The program decides eligibility and benefit amount.

Important financial cautions

These cautions are separate from the program directory and are never ranked as opportunities.

Reverse mortgages carry continuing home obligations

A reverse-mortgage borrower generally must keep the home as the principal residence, pay property taxes and homeowners insurance, and maintain the property. The balance can become due after events such as the last borrower dying, selling the home, or no longer using it as the principal residence. Review the loan terms and get independent housing counseling before proceeding.

Official information
Verified 2026-08-09

Find a HUD-approved housing counselor1-800-569-4287

Ask the housing-counseling line about interpreter or language-assistance options.

Medicaid estate recovery can affect some estates

Federal law requires states to seek recovery for certain Medicaid benefits paid for people age 55 or older and in some institutional circumstances, subject to limits and state procedures. Spouse, child, hardship, lien, transfer, and estate-recovery rules are distinct and fact-specific. Contact the state Medicaid agency or qualified legal help before relying on an exception.

Official information
Verified 2026-08-09

Find your state Medicaid agency

Language assistance varies by state agency; ask for an interpreter when contacting the agency.

Kinnorah does not provide medical advice. Products and registries are for practical support; consult a licensed clinician for medical decisions.